This last year has been a year in which the term #FakeNews gained prominence in America. It seems that everywhere you turn, false reports are regularly popping up as fact. Amazingly, Wikipedia even defines #FakeNews as this:
Fake News is a type of hoax or deliberate spread of misinformation, be it via the traditional news media or social media, with the intent to mislead in order to gain financially or politically. It often employs eye-catching headlines or entirely fabricated news-stories. They have no basis in fact, but are presented as and believed to be factually accurate…
Pathetically though, Republican politicians are now getting in on the #FakeNews trend in Tennessee and here’s the background.
Republican Governor Bill Haslam proffered a bill he entitled the IMPROVE act (Improving Manufacturing, Public Roads and Opportunities for a Vibrant Economy). The bill, as modified, would increase gas taxes in Tennessee over $300 million per year to fund road repairs across the state. However, in order to “offset” the tax increase that Tennesseans will see at the pump and feel in their wallets, the bill would also reduce taxes on groceries, but not by an equivalent amount. In fact, less than half of the increase is offset by the grocery tax decrease.
To make up the difference, Haslam, bolstered by Republican “yes-men” legislators, cobbled together a tax decrease via two other taxes. The first decrease is in the Franchise & Excise Tax, exclusively a business tax. The second decrease is in the Hall Income Tax, a tax on certain investment income, that only a very small percentage of individuals in Tennessee pay. Furthermore, legislation was passed last year, before Haslam’s 2017 Gas Tax proposal, that agreed to phase out the Hall Tax over several years, with a full repeal by 2022.
So, if you consider the details of Haslam’s proposal, it’s clear that the vast majority of hard-working Tennesseans will never benefit from the F&E Tax decrease or the Hall Income tax phase out. And the marginal decrease in their grocery tax will not even come close to offsetting the increase they will see when they fill-up each week at the pump. So the truth is most Tennesseans will see a drop in their disposable income if Governor Haslam’s IMPROVE “Gas Tax” bill is passed by the Tennessee legislature.
As a backdrop to the whole debate over Governor Haslam’s Gas Tax is the fact that Tennessee has enjoyed a record $2 billion budget surplus this last year. Additionally, the surpluses are projected to continue for the next several years. Consider though that the source of government receipts is predominantly from taxes.
So, in simple terms, Tennessee overtaxed its citizens $2 billion last year, and it projects to continue overtaxing them for the foreseeable future, upwards of at least another billion dollars. But worse, rather than use those surpluses, Governor Haslam and many Republican legislators want to raise taxes even further via Haslam’s Gas Tax bill.
As a result of these surpluses, a number of alternate proposals have been offered to simply divert for road repairs a portion of the surpluses in a similar amount to what Governor Haslam is requesting. This would not only replace Governor Haslam’s proposal but it would also eliminate any need for a tax increase.
But here’s where things cross the line from just a bad policy decision to a purposeful act of deception. Governor Haslam’s “yes-men” in the legislature have been pulling out all the stops to push the Governor’s IMPROVE bill through, by hook or crook. But because of the constant efforts by grassroots activists to expose the truth that the flawed bill will raise taxes on most Tennesseans, according to the Tennessee Star, Transportation Committee Chairman Rep. Barry Doss (R-Leoma) and Rep. Gerald McCormick (R-Chattanooga) led the effort to rename the IMPROVE act to the “Tax Cut Act of 2017.”
Yes, you read that correctly. By falsely applying tax cuts that 1) apply solely to businesses (F&E Tax), and 2) were agreed to in a prior year and do not apply to the majority of Tennesseans (Hall Income Tax), Rep. Doss, Rep. McCormick and a host of other Republican Representatives are deceptively pronouncing that a bill that increases taxes on hard-working Tennesseans, will actually cut taxes on them.
Can someone say #FakeTaxCut?
So is this #FakeTaxCut a foregone conclusion? Not hardly. If there is a lesson in Trump’s victory in November, it is that the People can still determine the outcome of their government. But Trump only won because people showed up and let their voices be heard. And that’s the only way that Haslam’s #FakeTaxCut will be defeated — if Tennessee voters pick up their cell phones, and take 60 seconds to let their voices be heard. If you’re willing to do so, then the price of gas at the pump may not go up. But if you won’t invest a minute of your time, then you can count on Republicans, the party of “lower taxes,” to raise your taxes.
The choice is YOURS.
Click here to contact your Tennessee State Representative and Senator
As Donald Trump readies to take the oath of office next week, he will not only assume charge of the most powerful nation in the world, but he will also oversee the world’s largest economy. And Trump will be aided in his oversight of our economy by a Congress controlled by a Republican Senate and Republican House.
It’s been ten years since our nation was led by a Republican-controlled trifecta (Presidency, Senate & House). The last time this occurred George W. Bush was President. When the “conservative” Bush left office in 2009, with Republicans having controlled the Senate and House for half of Bush’s eight years in office, our 43rd President had doubled the national debt to just over $10 trillion with his deficit spending policies.
Eight years later though, as Barack Obama is leaving office, our published national debt is on the verge of surpassing $20 trillion. (I say “published” debt since our unfunded liabilities exceed $100 trillion, a topic that I discussed in my previous article, American: The Point of No Return?) If ever there was a financial house that is spinning out of control, it is ours.
Many in America are hopeful with our new President about to take office. Trump’s no-nonsense, tell-it-like-it-is attitude attracted tens of millions of voters to support him. His willingness to say what many were thinking no doubt won him the election. Further, Trump’s 50 year track record in business convinced many voters that he was the man to turn around our economy and create a thriving, fiscally sound America.
Donald Trump: The $10 Trillion Man?
But this last week, Senator Rand Paul took to the Senate floor to rail against his own Republican colleagues as seen in this powerful video. According to Paul, under the plan to repeal Obamacare, Republicans will likely be voting in favor of a budget that would increase the nation’s debt by another $10 trillion over the next ten years, matching Obama’s own dismal performance. This slide from Paul’s presentation illustrates the point the Senator was making.
Senator Paul began his speech with the famous lines, “the more things change, the more they stay the same.” And he could not be more accurate. For all the talk of “draining the swamp” in Washington, what may stay the same, based on Republican’s track record, is the unwillingness of Republican politicians to stem the growth of our dangerous national debt. (To be fair, some are suggesting that this “shell” budget will be replaced with a second one in the not too distant future, which will bring spending down and ultimately balance our nation’s budget. But that remains to be seen and should be viewed with extreme skepticism.)
Republicans were fond of lobbing threats of government shutdowns, making incessant demands for balanced budgets and excoriating Obama and Democrats for their own deficit spending during the Obama era. And rightly so. But now that they are in the drivers seat, is it actually possible that Republicans will do no better? Will they maintain the fiscally ruinous course upon which our nation is set?
Where are the Tea Party & Fiscal Conservatives?
Eerily silent as the Republicans take control of Washington, are the groups that heretofore have been the voices of fiscal reason, and have historically led the way in demanding that our elected officials spend no more than they collect in revenues. And their silence is deafening.
The tea party movement, of which I have been an active part since its founding in 2009, all but abandoned its defense of fiscal soundness, during the general campaign in 2016. Tea Party Patriots, the nation’s preeminent coalition of tea party members and groups, and many other conservative watchdogs, said nothing about Trump’s calamitous economic plan. This despite the fact the new President’s plan could add up to $20 trillion to our nation’s debt, according to a recent study by Committee for a Responsible Federal Budget. Their report revealed that our nation’s federal debt would soar to $39.5 Trillion by 2026, double the current debt.
But now the day has arrived and Donald Trump and his Republican allies have been handed Washington to them on a silver plater by frustrated and angry voters. Those voters elected Trump because of their disdain for politicians who consistently promise one thing but deliver something altogether different.
A Call to Action
We’ve all been told, “it matters who governs.” But it will only be true if grassroots Americans do more than simply vote. They… or we must remain engaged. Our voices must be heard in an unprecedented, unmistakable, and unambiguous manner! Trump and our Senators and Representatives must know that they were not elected to maintain the fiscal status quo.
The Tea Party, and all fiscally conservative Americans, must, like Rand Paul, call out Republicans and Donald Trump. We must warn them that they were not elected to put the final nail in our fiscal coffin.
Trump cares not about the media, the social elite, the Hollywood snobs, or the connected wealthy, as he once again reaffirmed this week in his most recent press conference and barrage of tweets. But I do believe there is one demographic to whom Trump will listen: the grassroots, the blue collar workers, the forgotten middle class, and the traditional American, who still believe that if you work hard and play by the rules, you will be rewarded.
So it is incumbent on you and me to reach out… once again, to an elite ruling class. It is necessary for us to remind them that we sent them to Washington to repudiate the status quo by restoring fiscal responsibility; honoring the Constitution; and empowering the free market. Reestablishing these three pillars, which are the core values of the tea party movement, will enable our great ship of state to slowly but surely reset its course in the direction of real prosperity, the kind that our Founding Fathers envisioned. But as we do the work to reshape our nation, let us never forget that fiscal prosperity will only flow from men and women of decent, moral character. And we will only “Make America Great Again” if we first Make America Good Again, as I discussed in my previous article of the same title.
So will you join me in engaging with our elected officials? Will you pick up the phone and call, or fire off an email to Donald Trump, your Senators & Congressman to express your views about the upcoming budget battles? I trust you will. (Click on the highlighted links for their contact info.)
There’s a quote that is attributed to President Eisenhower that asserts, “What is important is seldom urgent and what is urgent is seldom important.” His quote mirrors this more popular saying: “the urgent is enemy of the important.” Both quotes speak to the fact that too often many of us focus our resources and time on matters of an urgent nature, which invariably leads to ignoring or devaluing the important.
To illustrate the concept graphically, I have diagrammed a dot and an arrow. The dot represents the urgent, and the arrow signifies the important. Consider that a dot is short term and finite while an arrow is long-term, and even infinite in some instances, which we’ll explore further below.
This dot and arrow issue is a problem that is seen in human nature across time. Yet, as much as we struggle with this, it’s very difficult to elevate the priority of the important. There’s one story in ancient Jewish history that illustrates this point as well as any.
You may recall the story of Esau and Jacob, twin brothers who were polar opposites, and frequently seemed to be at odds with each other. One day, after Esau had been out hunting for an extended period of time, he returned home famished. In fact, he was so hungry that he was willing to sell his birthright to Jacob for a bowl of stew. In Jewish tradition, the birthright was reserved for the eldest son and offered significant prestige, the carrying on of the family name, the largest portion of the family inheritance and much more. But Esau, living in the dot of the here and now, devalued his birthright, the arrow, and bartered it to his brother Jacob, for a fleeting meal. While he eventually regretted his decision, there was no reversing the course on which he had set his life. His urgent choice permanently sacrificed the important.
As I’ve thought about the tyranny of the dot versus the arrow, I’ve contemplated how often the urgent trumps the important, as reflected in the following examples.
How often have you set out to complete a number of tasks in a given day when all of a sudden an “urgent” matter appears, out of left field? As quickly as the urgent new priority presents itself, the important tasks that you had committed to completing take a back seat. All of a sudden the important is displaced by the urgent, the end of the day comes, and few, if any, of the important goals are realized. The tyranny of the dot, the urgent, replaces the arrow of the important.
Have you ever been tempted to shortcut quality in favor of quantity in your business or job? This is one of those choices we often face in our business or careers, where the urgent can crowd out the important. The demand to meet a quota, or the need to achieve certain quarterly goals can put us in the predicament of choosing the dot versus the arrow. Will we sacrifice the long-term results to realize some short term gains? If so, we will succumb to the tyranny of the dot.
If ever there was a profession that was known for its short-sightedness, it is politics and politicians. It seems that short term wins are all that a politician cares about, at least the vast majority of them.
How will the next vote benefit me? Can this constituent contribute to my campaign? What position can I take on an issue that will most benefit me? But in asking all of these questions, the professional politician reveals he has very few laudable values or principles that guide him. His dot is the urgency of self-promotion, always seeking the most advantageous path to further his position. Sadly though, whenever this occurs, the arrow, which could be campaign promises or resolute principles, can so quickly be sacrificed.
While all the aforementioned examples are significant, they do not begin to rival the importance and priority of eternity. Perhaps the graphic of the dot and arrow best illustrates this when we compare the dot of our “three score and ten” years on earth with the unending arrow of eternity. Too often, for most of us, we are so easily distracted with the urgency of living in the dot during our short years here on earth, that we tragically short-sell the importance of living for the arrow of eternity, an era when 70 years will seem as a few short seconds and a thousand years will be like a few hours.
There is a verse that warns, “What will it profit a man if he gains the whole world and loses his own soul?” Yet the sad reality is that too many will do exactly that. We will live for the here and now, for the dot of our earthly existence but in so doing, we sacrifice the arrow, the opportunity to experience an eternity with our Creator, who wills that all mankind join Him.
The Christmas season is a time when many of us take some moments to review the past year, our failures and successes, regrets and achievements. And with the New Year just around the corner, it is also a time when we set new goals, and establish plans to achieve them. As we spend this time of reflection and goal setting, I pray that we will resist the tyranny of the dot and commit ourselves to living for the arrow. In our daily routines, resist the temptation to fall prey to those urgent demands. In our businesses or careers, I trust we will never lose focus on the long-term and excellence. If you’re a politician, recommit yourself to your guiding principles and resist the temptation to self-promote, truly seeking the good of others.
But most importantly, regardless of whether you are a millennial, a baby boomer, or somewhere in between, I trust that you will live your life for the arrow of eternity. If you’re uncertain how to do this, I would encourage you to check out this website: Are You a Good Person?
The dot will soon be over for each of us. Will we be prepared for the arrow? I pray we will. Merry Christmas!
Over the last decade, I have interacted with hundreds, if not thousands, of fellow Americans, as we have shared our grave concerns over the direction of our nation. There is no doubt that the land of the free and home of the brave is on a course that threatens our future and the very survival of our nation. So we must ask ourselves this question.
Have we reached the point of no return?
Some may brush off such concerns, believing that America is too big to fail, and asserting that as the world’s superpower, our future remains secure. They reject the voices that continue to warn our leaders, citizens and neighbors that something is seriously wrong, and that never before has a nation ignored and rejected so many warnings and foundational principles, and survived.
One only needs to shuffle through history to recognize that nation after nation has ultimately stumbled and fallen when it turned its back on the basic building blocks of any exceptional civilization. Today, I would like to briefly touch on a few of the key foundation stones.
If there is one thing that dominates the hearts and minds of Americans it’s the almighty dollar. The economy consistently scores at the top of issues that concern Americans. In fact, the phrase, “it’s the economy stupid” became an often used slogan during the Clinton-Bush presidential campaign in 1992.
But with our nation’s current debt at $19,500,000,000,000 (that’s trillion) and its unfunded liabilities exceeding another $100 trillion, many would say that this issue alone has already taken us past the point of no return. Regardless of who is elected in November, both Clinton and Trump’s plans will continue to increase the national debt, at alarming rates.
However, it may surprise you to know that according to a recent study by Committee for a Responsible Federal Budget, our nation’s federal debt would fare far worse under Trump with the debt in 2026 soaring to $39.5 Trillion, double the current debt. Under a Clinton administration, the national debt would rise to $29.6 Trillion. While $10 Trillion less than Trump, both candidates’ plans would put the final nail in the fiscal coffin of our nation.
The idea that we can continue to spend into oblivion with no consequences whatsoever is one sign that a nation is on the path to ultimate collapse.
There have certainly been periods of political dysfunction and turmoil over our 240 year history as a nation. And I suppose that occurs when men seek and desire power, often above all else. But as we see the magnitude of the problems facing our nation increasing exponentially, the prolonged polarization we are experiencing represents an existential threat to America. Good men and women can disagree, but at the end of the day, opposite sides of an issue must find some common ground if they are to solve problems in a republic, the system chosen by our founders. Of course, this also assumes that both sides are honest players in their desire to solve our problems, which is no longer the case.
Without our political leaders seeking the best for our nation, it’s unquestionable that the course we are on is headed for a ruinous conclusion.
“Life, liberty and the pursuit of happiness…” — the bedrock values of our nation. In selecting these words, our founding fathers sought to affirm the fundamental rights granted to man by God. By doing so they established the ground rules upon which we would live with each other. These rules, or sacred rights, would be the basis for all future interactions between the hundreds of millions of Americans that would follow them.
But in this era, no longer is Life revered and protected. Liberty is being handcuffed and under constant assault. And the Happiness one was once free to pursue is subject to approval, or disapproval, by the state.
As all of these founding rights have come under attack, corruption within our government and businesses has skyrocketed. Politicians use government as their own private wrecking ball in destroying those citizens, groups and states with whom they disagree. Businessmen use their enterprises to achieve personal gain, irrespective of the customers they manipulate, prey on, or defraud. Consequently, it’s only fitting that the two candidates for President exemplify the worst this nation has to offer, when it comes to candidates of high ethical standing.
We see then that as a nation’s ethics plummet and it removes the foundations of truth, the structure upon which it was built begins to sway and will ultimately topple.
Morals, the system by which we determine good and bad, is absolutely crucial in directing the ultimate destination of one’s life, enterprise and even nation. Morals are impacted and greatly influenced by the culture and society. Yet all morals are not equal.
Consider that under the teachings of Muhammed, the founder of Islam, it is appropriate to lie to advance the cause of Islam. It is also valid to subjugate non-Muslims, since they are deemed to be inferior people, referred to as kafirs. In contrast, the teachings of Jesus Christ instruct humanity to do unto others as you would have them do unto you, the golden rule. And Christ also taught us to love our neighbor as ourselves. Clearly, these two ideologies, Islam and Christianity, are at two extremes in defining their morals, what is good and bad.
Over the last half century or so, our culture has radically redefined our morals. What was good 50 years ago is now bad, and what was bad then is now good. I could spend the next several paragraphs providing examples, but if you’re awake, you know how what was considered evil just a few decades ago, is now embraced, celebrated and promoted.
Morals, like ideas, matter. When a nation rejects good and elevates evil, and when that same nation punishes those who embrace good, and it codifies that which is bad, there can be no doubt that such nation is on a short path to collapse.
For America, perhaps this is the seminal issue upon which the ones above all rest. A skyscraper is only as sturdy and secure as the foundation upon which it rests. Likewise, the American experiment over these last 240 years has been an extraordinary success because of the Judeo-Christian values upon which it rested. But as those values have not only been attacked, but ultimately replaced over the last few decades with secularism, it’s clear that the experiment has begun to falter. And as it falters, we will have reached the point of no return.
We read in Scripture this promise, “Blessed is the nation whose God is the Lord.” But we also read that “A nation without God’s guidance is a nation without order.” Could there be any more fitting description of the condition of our nation today? And if God is the same yesterday, today and forever, as He declares, then we must certainly expect the coming extreme judgment of a Holy God as He has shown in so many other examples over the millenniums.
Ronald Reagan, our 40th President, while imperfect, exemplified the values of our founders and sought to redirect the trajectory of our nation. The course we were on was taking us to the point of no return but Reagan’s commitment to revitalize our economy, politics, ethics and morals, while elevating the spiritual, slowed our nation’s arrival at the edge of the cliff.
In one of Reagan’s most famous speeches entitled “A Time For Choosing,” first delivered in 1964, Reagan exposed the threat to peace by the Soviet Union. But his comments then are likewise applicable to my discussion today. In his closing remarks, Reagan stated:
“Someday… our surrender will be voluntary because by that time, we will have been weakened from within spiritually, morally and economically… You and I have a rendezvous with destiny. We’ll preserve for our children this the last best hope of man on earth or we’ll sentence them to take the last step into a thousand years of darkness.”
Our rendezvous with destiny is upon us. By our choices and priorities over these last 50 years, we have established that destiny. And while our national destiny is perhaps past the point of no return, individually we can and must establish our own personal destiny, which does not have to mirror that of America’s. I pray you will embark on a plan to secure your destiny, economically, morally and spiritually.
To find out how, check out this previous article I wrote providing some specific and practical steps that we can all take.
1… 24… 168… 8,760
You might be wondering what the above numbers have in common? Or perhaps what they even have to do with you? Of course, you may have also already figured them out.
The truth is, the above numbers apply to all of us equally. Over the next 60 minutes, 1 hour will tick away. This time tomorrow, 24 hours will have passed. One week from now, 168 hours will have come and gone. And this time next year, 8,760 hours will be in the books.
So big deal, right? The same has held true since the beginning of Time.
Some might say time is neutral. That it is neither good or bad. Neither friend or foe.
I say differently.
Time is either your best friend or worst enemy.
And you get to decide which it is. If a friend, you are using it. If an enemy, it is using you.
Let me illustrate.
Have you ever slept in, and when you finally got up the gumption to get up, you just kind of rolled out of bed, spent your morning meandering around the house, and never really got around to doing much? You were just kind of lazy but you justified it by saying you deserved it. Before you knew it, it was mid-afternoon and you really hadn’t accomplished much of anything. By then though, you felt you needed a nap, because you were just tired from not doing much. So you snoozed a little more, and it was soon supper time. The day was nearly spent, and if you even bothered to think back, you’d have to admit you did absolutely nothing. Nada! Zip!
Now that may be an extreme example, and if you’re like me, you cannot think back to a time when you had a day that went like that. But you, like I, might be willing to admit instances in your life where an hour here or an hour there was “spent” on meaningless or non-productive activities. Sure, they may not have been “lazy” things, but they accomplished nothing of substance nonetheless. Can someone say Facebook? Or the 2nd or 3rd football game in a day? Or the fourth episode of your favorite sitcom? Watching Dancing with Stars? Or surfing eBay on the web? Or…
Of course, in and of themselves, none of the activities described above, or similar ones that might come to your mind, are evil, bad or hurtful. Well, maybe not… But here’s the point. Each time I’m engaged in one of them, an hour or two will pass. And the question is: Did I use time, or did it use me? Were you in control of that four letter word?
That is the key. Are you controlling time or is it just happening to you? When you find yourself in a scenario where stuff happens, things just seem to occur with no proactive control or input into what is happening, especially as it relates to your schedule, then time is controlling you. But when you and I are deliberate, scheduled, and focused on a definitive timetable for our day and week, then we are in control of time. And rather than time being our worst enemy, it becomes our best friend, our ally.
Time is what enables us to complete tasks, goals and projects. Time enables you to build your dream home, deploy a detailed business plan, raise a loving family, deepen relationships with loved ones, redevelop a failed inner city, restore a failing nation to its once admired status and more. It matters not the size of the task. Time can and will be your friend and ally if you harness it to bend to your plans versus allowing it to choke us as we remain mired in mediocrity, laziness or simply poor planning and stewardship.
Time is neutral. So you will decide how it plays out in your life. Friend or Foe? Asset or Liability?
You decide. Don’t delay. 1, 24, 168 or 8,760 hours from now, will tell the story.
Photo Copyright: <a href=’http://www.123rf.com/profile_flynt’>flynt / 123RF Stock Photo</a>
In life, there are choices we make and habits we form that either produce happiness and success or regret and failure. One such choice is whether to walk with integrity or not. And that choice begins in the smallest of decisions.
Recently, I had an interaction with a business owner that demonstrated this principle of integrity. My HVAC unit at our farmhouse had developed a water leak and while we attempted to fix the problem ourselves, it continued to leak. So I put a call into my HVAC contractor and the office manager, Nancy, setup an appointment for a service call. However, I suggested I would like to text a video of the leak to the owner, Kim, for him to review and Nancy encouraged me to do so. Within 5 minutes of texting the video of the leak, I received a call back with a suggestion from Kim on what I could try to perhaps solve the problem. With the help of our farm foreman, we tried what was suggested and, voila! The problem was fixed.
The response from Kim, the owner of the HVAC company, resulted in a couple hundred dollars of lost revenue. But that decision, while it may seem like a small thing, had the effect of growing his integrity in at least a couple of ways.
While employees are frequently encouraged to increase a company’s revenue, the decision by Kim served as an example to Nancy, his office manager, that there are things that trump revenue or profit. When Kim provided me with the solution to my problem over the phone, he elevated integrity over profit. He communicated to his employees that where you can provide a simple solution that requires little to no effort, then one should do so. Earning a buck is not the supreme or only goal. And so Nancy had that behavior modeled to her by her boss. Can there be any stronger way to teach a value than to live it?
When the solution that Kim provided to me over the phone worked, and he lost a service call in the process, I was convinced that Kim’s company was one that I could trust. Because Kim was willing to give up the service call revenue, and elevate integrity over profit, my confidence in his company skyrocketed. I knew that were he to do any additional work for me in the future, I could trust him without reservation. So his faithfulness in a small issue grew my trust exponentially.
What about you? Are you ever tempted to bypass integrity? Do you ever rationalize small, seemingly insignificant, compromises of truth or honesty? You’ve heard the saying, “Sow a thought and you reap an action, sow an action and you reap a habit; sow a habit and you reap a character; sow a character and you reap a destiny.”
Do you desire a destiny of happiness, success and fulfillment? It begins with integrity in the little things. Commit yourself today to doing so and not only will you be thankful you did, you’ll also be pleased with where you end up.
“He who walks with integrity walks securely…”